Libra

Mortgages for Home Purchase

Compare mortgages for home purchase from 10 banks in Moldova. Filter by interest rate, loan term, and down payment to find the best deal for buying your home.

Found 22 mortgages

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Average rate (low to high)
Energbank logo

Credit Casa Ta

Energbank1 year - 20 yearsDown Payment 20%

Average rate (APR)

8.03%

Range: 7.76% – 8.3%

Mixed

Early Repayment

1% – year 1; 0.5% – from year 2 of remaining balance

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FinComBank logo

Credit Ipotecar

FinComBank1 year - 25 yearsDown Payment 20%

Average rate (APR)

8.37%

Range: 8.1% – 8.64%

Mixed

Early Repayment

1% – year 1; 0% – from year 2 of remaining balance

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Moldindconbank logo

Credit pentru Investiții Imobiliare

Moldindconbank1 months - 30 years

Average rate (APR)

8.74%

Range: 8.19% – 9.29%

Mixed

Early Repayment

Free

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MAIB logo

Credit Ipotecar

MAIB6 months - 30 yearsDown Payment 0%

Average rate (APR)

8.82%

Range: 8.25% – 9.38%

Variable

Early Repayment

Free

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  • *Lower APR for preferential clients
  • *Lower APR for large loan amounts
MAIB logo

Credit Ipotecar cu Rată Fixă Temporară

MAIB30 yearsDown Payment 0%

Average rate (APR)

8.82%

Range: 8.25% – 9.38%

Mixed

Early Repayment

Free

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  • *Lower APR for preferential clients
  • *Lower APR for large loan amounts
OTP Bank logo

Credit Ipotecar: Bunuri în Construcție

OTP Bank1 year - 30 yearsDown Payment 30%

Average rate (APR)

8.84%

Range: 8.15% – 9.53%

Mixed

Early Repayment

1% – year 1; 0.5% – from year 2 of remaining balance (fixed rate period only)

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  • *Penalty interest = Current Rate + 5 p.p.
  • *Grace period up to 12 months
  • *Property must have minimum 80% finishing grade
  • *Property must be built by bank-approved developers
OTP Bank logo

Credit imobiliar

OTP Bank1 year - 30 yearsDown Payment 10%

Average rate (APR)

8.84%

Range: 8.15% – 9.53%

Mixed

Early Repayment

1% – year 1; 0.5% – from year 2 of remaining balance (fixed rate period only)

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  • *Penalty interest = Current Rate + 5 p.p.
  • *Grace period up to 12 months
MAIB logo

Credit Imobiliar pentru Locuințe în Construcție

MAIB6 months - 30 yearsDown Payment 30%

Average rate (APR)

9.00%

Range: 8.62% – 9.38%

Variable

Early Repayment

Free

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  • *Lower APR for preferential clients
  • *Available only in Chisinau municipality
  • *Property must have minimum 80% finishing grade
Energbank logo

Credit Investițional

Energbank1 year - 15 yearsDown Payment 20%

Average rate (APR)

9.10%

Range: 8.83% – 9.37%

Mixed

Early Repayment

1% – year 1; 0.5% – from year 2 of remaining balance

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ProCredit Bank logo

Credit Imobiliar

ProCredit Bank1 year - 30 yearsDown Payment 20%

Average rate (APR)

9.19%

Variable

Early Repayment

Free

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Eximbank logo

Credit Ipotecar Prima Casă

EximbankPrima Casă1 year - 30 yearsDown Payment 5%

Average rate (APR)

9.34%

Range: 9.34% – 9.35%

Variable

Early Repayment

Free

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Victoriabank logo

Prima Casa Plus

VictoriabankPrima Casă6 months - 30 yearsDown Payment 0%

Average rate (APR)

9.40%

Variable

Early Repayment

Free

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  • *100% LTV available only in Chisinau and Balti
ProCredit Bank logo

Credit Investițional

ProCredit Bank3 months - 5 yearsDown Payment 20%

Average rate (APR)

9.66%

Range: 9.6% – 9.71%

Variable

Early Repayment

Free

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MAIB logo

Credit Prima Casă Plus

MAIBPrima Casă6 months - 30 yearsDown Payment 5%

Average rate (APR)

9.75%

Range: 9.25% – 10.24%

Variable

Early Repayment

Free

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  • *Lower APR for longer terms
  • *0% down payment for refinancing
Moldindconbank logo

Prima Casă Plus

MoldindconbankPrima Casă2 years - 30 yearsDown Payment 5%

Average rate (APR)

9.80%

Range: 9.25% – 10.36%

Variable

Early Repayment

Free

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Eximbank logo

Credit Ipotecar Famiglia

Eximbank1 year - 25 yearsDown Payment 20%

Average rate (APR)

9.98%

Range: 9.96% – 10.01%

Mixed

Early Repayment

1% – year 1; 0.5% – from year 2 of remaining balance

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OTP Bank logo

Credit PRIMA CASĂ

OTP BankPrima Casă1 year - 30 yearsDown Payment 0%

Average rate (APR)

10.14%

Range: 9.25% – 11.04%

Variable

Early Repayment

Free

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  • *APR varies based on property location (state guarantee share)
  • *Monthly guarantee fee varies by guarantee share
  • *Penalty interest = Current Rate + 5 p.p.
  • *Maximum applicant age: 50 years
Energbank logo

Credit Prima Casa Plus

EnergbankPrima Casă1 year - 30 yearsDown Payment 0%

Average rate (APR)

10.28%

Range: 9.25% – 11.3%

Variable

Early Repayment

1% – year 1; 0.5% – from year 2 of remaining balance

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EuroCreditBank logo

Credit CASA MEA / Reparația

EuroCreditBank6 months - 20 years

Average rate (APR)

10.31%

Range: 10.25% – 10.37%

Variable

Early Repayment

Free

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Victoriabank logo

Credit imobiliar

Victoriabank1 year - 30 yearsDown Payment 0%

Average rate (APR)

10.33%

Range: 9.46% – 11.2%

Mixed

Early Repayment

1% – year 1; 0.5% – from year 2 of remaining balance

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Eximbank logo

Credit Ipotecar Investițional

Eximbank1 year - 25 yearsDown Payment 20%

Average rate (APR)

11.30%

Range: 11.28% – 11.33%

Mixed

Early Repayment

1% – year 1; 0.5% – from year 2 of remaining balance

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Energbank logo

Credit Diaspora

Energbank1 year - 20 yearsDown Payment 30%

Average rate (APR)

11.60%

Variable

Early Repayment

1% – year 1; 0.5% – from year 2 of remaining balance

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Information is updated periodically. Please verify current terms on the bank's website.